As a carrier of products and various segments, we have seen along our almost 29 anThe company,Many changes in the insurance policies and the behaviour of insurers in the face of the risks of claims in cargoes. Many companies are concerned solely with obtaining insurance to ensure coverage of the theft, but there are a number of risks that need coverage by the Auto index of occurrences, from tipping, collision and collision, in the case of fire, a little less Recurring, but with a considerable index to be studied, especially in the shipments of chemicals.
The insurance policy of the carrier May and must be requested by the company with the objective of analyzing the product’s frame and also to validate the guarantee of the coverage of the value shipped. There are numerous products with restrictions due to the auto rate of accidents. Since our foundation in 1989 TRANS REID has been analyzing the products offered by the main insurers and there are always changes in coverage and requirements on the part of insurance, to avoid surprises, we suggest that the contractor request the policy and Updated supply conditions to manage such changes.
We are here to talk a little about charges considered risk, the rates of accidents and how to prevent.
Some products require a strong investment in security, in order to ensure a delivery on time and in perfect conditions.
Care cannot restrict itself to having a robust insurance policy but rather to preventive care. In this way the company maintains its health insurance policy and ensures an affordable cost for the aware and that the deliveries of the products are successfully carried out.
Most of the insurance policies analyzed by our team require load risk management. It is essential to have processes of GRIS, so we call risk management, properly deployed and with efficient preventive procedures, from the scheduling of the load until the product is delivered to the destination. It is worth the investment in training to guide and show for the field team, drivers and helpers, about what the GRIS is about, how it works and what it serves. They are key pieces to prevent the claims from occurring.
The most recurring Gris required by most insurers currently are and tracking the load, registration of the field team in company (drivers and helpers) specialized in profile analysis and these companies are indicated in the policy itself and it is important Be aware of the deadline for updating the team’s records, because they have an expiration date. For cases of value added loads above the coverage of the policy other requirements are made punctually beyond the tracing, as escort and collection of aggravation. There may also be a refusal of insurance coverage, so it is up to the carrier to change the operation process to minimize the risks and to be able to meet the customer and the requirements of the insurer.
In our experience in several segments, we chose to work with vehicles tracked with the latest generation equipment that are monitored by our operational team and by a third party company, duly approved by the insurer itself. We do preventive maintenance on the equipment periodically and use the monitoring tools to validate the information that the equipment has by sampling.
We use mobile, application installed on mobile or tablet that generates a report positioning the status of all deliveries, updated hourly and we maintain radio communication with our field team throughout the day. Through our tracker, We do telemetry on the team’s work day and monitor the operation.
These are some of the preventive actions that we adopt so that our customers and partners get the best results and not suffer from cargo claims.
