Cargo insurance is extremely important to ensure that risks are covered during cargo transportation. TRANS REID’s RCTR-C and RCF-C policies include the addendum to cover loading and unloading, lifting and coverage for expenses to contain risk in the event of environmental damage. This is our way of working to minimize risks, protect our customers’ cargo and guarantee reimbursement in the event of an accident. We list the insurance policies used in the national market and what each one is for.

Types of Cargo Transport Insurance
The existing insurance in the cargo transport market are: The RCTR / C (Civil Liability of the Road Cargo Carrier), also mandatory, must be made by the transport company, but only covers losses for which the carrier itself is responsible, such as collision , overturning and collision. The second, which can be hired by the shipper and the insurance company issues a return letter, DDR, contemplating the coverage to the customer by ratifying the carrier: RCF-DC (Civil Liability – Cargo Disappearance).

RCTR-C – Responsibility for hiring

According to Circular 010/2007 of Fenseg (National Federation of General Insurance), the contracting of the RCTR-C – Civil Liability for Road Transport – Cargo is mandatory for the carrier according to item “h” and “m” of article 20 of Decree- Law No. 73/66. The same circular further clarifies that, as provided for in item I of art. 13 and in item VI of art. 12 of Law 11.442 / 2007, the RCTR-C Civil Liability of the Road Carrier – Cargo, originally the carrier’s obligation, in accordance with CNSP Resolutions No. 123 and 134, can be contracted by the cargo owner (shipper), as a stipulator, exonerating the carrier from the liability of the covered risks.

In this policy it is possible to include coverage for hiring a specialized company to contain risk for dangerous products. E Also cover for loading and unloading when using the crane.

RCTR-C – Conditions for contracting and use

The obligation and rules for contracting and using this insurance are defined by Resolution 123/05, of the National Council of Private Insurance, with the changes introduced by Resolution 134/05 of the CNSP.

RISKS COVERED:

It guarantees the reimbursement of pecuniary repairs to which the insured is obliged, by law, for losses or damages caused to goods and merchandise belonging to third parties and which have been delivered to him for transportation. It covers road transport in the national territory, against knowledge of road transport, bill of lading or yet another skillful document, as long as those losses or damages are due to accidents that occurred during transport, such as: collision, overturning, collision, tipping, fire or explosion, except in cases of intent.
From the moment the goods or merchandise are received by the carrier, at the place of the beginning of the contracted trip, and ends when they are delivered to the recipient, at the destination of the same trip.

NOTES:

The insured person assumes the obligation to communicate, to the insurer, all shipments covered by the policy, through the data contained in the issued road bills, which can be communicated by:
a) Electronic registration; (data transmission by electronic means), EDI.
b) Simplified registration; (through reports, manifests and CT-es)